Expected closing costs

 RE/MAX Shoreline can walk you through closing - 603-682-0999
There are certain normal costs related to closing the sale of a house. These costs are usually split between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in New Hampshire to help direct you through the deal.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the very best sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll walk you through the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are buying a home in Portsmouth, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within an acceptable range so you're not astonished when you reach closing time. I'll be happy to look over the estimate with you, answering your questions and highlighting any estimates that seem questionable.

Finding the right home at the right price is just one part of a real estate transaction. RE/MAX Shoreline is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at 603-682-0999 if your needs include a real estate pro experienced in the business side of real estate.

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